Capital and planning

Financing for rheumatology practices and patient care — RheumaEvidence Financial

We connect US rheumatology providers with practice capital and assist patients in navigating financial planning for autoimmune treatment costs.

Call a funding specialist

Checking options is free and does not affect your credit score.

Niche financial terms
  • Biologic authorization
  • Infusion suite overhead
  • E/M coding variance
  • Autoimmune disability coverage
  • Practice goodwill valuation
  • Medication copay assistance
  • Equipment amortization
  • Bridge financing
  • $25K–$750K Funding range
  • 24–48 hours Approval turnaround
  • 1 soft pull Credit impact
How it works

How the money moves.

One soft check to match. One hard pull, and only from the lender you choose. That mechanism is why this is not a broker.

1
You
Submit a request
Select your financial need and input your basic practice or personal details.
2
Us
Review options
We filter your request against our database of medical-specialty lenders.
3
Lender
Compare terms
Evaluate specific rates and repayment structures for your clinic or situation.
4
Lender
Receive funds
Complete final documentation to deposit capital directly into your account.

Industry expertise

  • We understand the specific revenue cycles of specialized clinics.
  • Our network prioritizes medical professionals over general applicants.

Transparent process

  • All loan inquiries are soft pulls and do not impact credit score.
  • We clearly disclose all fees before you sign any agreements.

Patient focus

  • We help patients navigate long-term disability claims for autoimmune care.
  • Assistance programs are vetted for regulatory compliance and safety.
Why this exists

Why the usual lenders say no.

Your revenue is real. The problem is the form. Here is why traditional underwriting turns away healthy operators in this space, and what we do differently.

01

High debt-to-income ratio

Standard banks often reject clinics with high initial startup debt.

We look at future infusion center revenue rather than past debt load.
02

Unique asset class

General lenders do not recognize the value of specialized medical gear.

Our lenders specialize in medical equipment financing 2026 standards.
03

Incomplete documentation

Medical paperwork requirements can be daunting for primary care lenders.

We provide a checklist to organize your practice financials before applying.
Composite scenarios

What a funded request actually looks like.

Composite illustrative scenarios, not specific borrowers. Each is built from the kinds of requests this niche routinely sees.

Illustrative Northeast US · Equipment Loan
$250K–$300K

Practice owner, 15 years

Purchasing new ultrasound and diagnostic imaging equipment for the clinic.

Illustrative Pacific Northwest · Patient Assistance
$5K–$15K

Rheumatology patient

Bridge financing to manage out-of-pocket costs for biologic therapy.

Illustrative Midwest · Working Capital
$100K–$200K

New practice startup

Facility leasehold improvements and initial staffing expenses.

Illustrative Southeast · Acquisition Loan
$500K+

Physician group

Acquiring a retiring physician's patient list and practice assets.

How we label illustrative scenarios →

Related resources

Chronic illness financial planning

Explore our guide on tax deductions for medical expenses 2026 and how to manage the ongoing costs of autoimmune care treatments.

Questions we get asked

Frequently asked.

Equipment financing uses the hardware as collateral, usually offering rates between 5% and 15% with terms lasting 3 to 7 years. Term loans are unsecured and require higher revenue history.

What are you looking for?

Pick the option that fits your situation — we'll take you to the right place.